Meet Our Team

Bill Kousmanidis, President

Licensed Loan Originator

          NMLS #18652

Bill is a graduate of the University of Massachusetts, Amherst with a Bachelor of Business Administration in Accounting. He has worked in the manufactured home finance industry since 1988 and has financed thousands of homes over the years. 


Dean Kousmanidis, Mortgage Loan Originator 

Licensed Loan Originator

NMLS #1864591

Dean is a graduate of the State University of New York at Geneseo with a Bachelor of Business Administration. He is Bill's son, and hopes to carry on the great reputation that Approved Credit Services has earned.


Approved Credit Services, Inc. has been at the top of the Manufactured Housing Finance industry since 1994. Our spotless history and track record has allowed us to partner with some of the biggest and best lenders. We can finance any manufactured home that is in a manufactured home community (park), on private property (rented or leased land) or on owned land; the age of the home will vary by State.

Whether you are buying a new or used home, we can help. Our tireless work ethic, integrity, level of service, rates and programs are second to NONE!