Bill Kousmanidis
NMLS#18652
Bill is a graduate of the University of Massachusetts, Amherst with a Bachelor of Business Administration in Accounting. Bill has worked in the manufactured home finance industry since 1988 and started Approved Credit Services, Inc. in 1994. Bill is currently licensed as a loan originator in CA, NY, OH and SC.
Dean Kousmanidis
NMLS#1864591
Dean is a graduate of the State University of New York at Geneseo with a Bachelor of Business Administration. Dean is Bill’s son, and he hopes to carry on the great reputation that Approved Credit Services has earned. Dean is currently licensed as a loan originator in FL and OK.
Carlos Betancourt
NMLS#2581841
Carlos is a graduate of Le Moyne College with a Bachelor of Finance. Carlos is fluent in Spanish. Carlos is currently licensed as a loan originator in FL, GA, MS, MO, and TX.
Murad Amurlayev
NMLS#2539294
Murad is a graduate of the State University of New York at Geneseo with a Bachelor of Business Administration. Murad is currently licensed as a loan originator in LA, MI, OH, OR, PA, SC, TX and VA.
LICENSED COVERAGE AREA
CA – DFPI Financing Law License # 60DBO-176183 – California Department of Financial Protection and Innovation (213) 576-7565
FL – FL Mortgage Broker License #MBR2296 – Licensed by the FL Office of Financial Regulation (850) 487-9687
GA – Georgia Mortgage Broker/Processor License/Registration #9604 – Georgia Department of Banking and Finance (770) 986-1633
LA – Louisiana Mortgage Broker License #9604 – Louisiana Office of Financial Institutions (225) 925-4660
MI – Licensed Mortgage Broker #FL0022129 – Michigan Department of Insurance and financial Services (877) 999-6442
MS – Mississippi Mortgage Broker License #9604 – Mississippi Department of Banking and Consumer Finance (601)321-6901
MO – Missouri Mortgage Company License # 9604-M – Missouri Division of Finance (573) 751-4243
NY – Registered NYS Mortgage Broker #A004050 – NYS Department of Financial Services (800) 342-3736
OH – Residential Mortgage Lending License # RM.804434.000 – Ohio Department of Commerce Division of Financial Institutions (614) 466-8337
OK – Oklahoma Mortgage Broker License # MB016636 – Oklahoma Department of Consumer Credit (405) 521-3653
OR – Oregon Mortgage Lender License # ML-5674 – Oregon Department of Consumer and Business Services (503) 378-4140
PA – Licensed by the Department of Banking #60972 – Commonwealth of Pennsylvania (800)600-0007
SC – South Carolina Mortgage Broker License #9604- South Carolina Department of Consumer Affairs (803) 734-4200
TX – Registered Manufactured Housing Creditor #210470 – Texas Office of Consumer Credit Commissioner (512) 936-7600
VA – Virginia Mortgage Broker License #MC-7128 – Virginia Bureau of Financial Institutions (804) 371-9690
All loans arranged with third party providers. Credit score must be 600 or above to qualify for financing.