
Bill Kousmanidis
NMLS#18652
Bill is a graduate of the University of Massachusetts, Amherst with a Bachelor of Business Administration in Accounting. Bill has worked in the manufactured home finance industry since 1988 and started Approved Credit Services, Inc. in 1994. Bill is currently licensed as a loan originator in CA, NY, OH and SC.

Dean Kousmanidis
NMLS#1864591
Dean is a graduate of the State University of New York at Geneseo with a Bachelor of Business Administration. Dean is Bill’s son, and he hopes to carry on the great reputation that Approved Credit Services has earned. Dean is currently licensed as a loan originator in Florida.

Carlos Betancourt
NMLS#2581841
Carlos is a graduate of Le Moyne College with a Bachelor of Finance. Carlos is fluent in Spanish. Carlos is currently licensed as a loan originator in FL, GA, MS, MO, and TX.

Murad Amurlayev
NMLS#2539294
Murad is a graduate of the State University of New York at Geneseo with a Bachelor of Business Administration. Murad is currently licensed as a loan originator in LA, MI, OH, OR, PA, SC, TX and VA.
Licensed Mobile Home Mortgage Broker Serving 15 States
Approved Credit Services Inc. is a fully licensed and regulated mortgage broker specializing in mobile home financing across the United States. We maintain active licenses and registrations with state financial regulatory agencies to ensure your mobile home mortgage is handled professionally and in full compliance with all applicable laws.
Our Licensed States Include:
California – DFPI License #60DBO-176183 | (213) 576-7565
Florida – Mortgage Broker License #MBR2296 | (850) 487-9687
Georgia – Mortgage Broker License #9604 | (770) 986-1633
Louisiana – Mortgage Broker License #9604 | (225) 925-4660
Michigan – Licensed Mortgage Broker #FL0022129 | (877) 999-6442
Mississippi – Mortgage Broker License #9604 | (601) 321-6901
Missouri – Mortgage Company License #9604-M | (573) 751-4243
New York – Registered Mortgage Broker #A004050 | (800) 342-3736
Ohio – Residential Mortgage Lending License #RM.804434.000 | (614) 466-8337
Oklahoma – Mortgage Broker License #MB016636 | (405) 521-3653
Oregon – Mortgage Lender License #ML-5674 | (503) 378-4140
Pennsylvania – Licensed by Dept. of Banking #60972 | (800) 600-0007
South Carolina – Mortgage Broker License #9604 | (803) 734-4200
Texas – Registered Manufactured Housing Creditor #210470 | (512) 936-7600
Virginia – Mortgage Broker License #MC-7128 | (804) 371-9690
All mobile home loans are arranged with trusted third-party lenders. Credit score of 600 or above required to qualify for financing.

Mobile Home Mortgage Experts
Approved Credit Services Inc. specializes in mobile home mortgages and manufactured home financing. Our licensed mortgage brokers help clients secure mobile home loans including FHA mobile home financing, chattel loans, and land-home packages across 15 states. Whether financing a new or used mobile home, single-wide, or double-wide manufactured home, we work with trusted lenders to find competitive financing solutions.
We are here to help you. Contact our specialists today at (315) 446-4007 or email Support@ApprovedCreditNY.com. You can find more info in our frequently asked questions page or feel free to call or email us to discuss your situation.
All loans arranged with third party providers. Credit score must be 600 or above to qualify for financing.
Contact us today to discuss your manufactured home loan:
📞 Call: (315) 446-4007
✉️ Email: Support@ApprovedCreditNY.com
🌐 Fluent in Spanish / Hablamos Español
Start Your Application | Learn About Our Loan Process
We pride ourselves on exceptional service from application to closing. We answer the phone when called and respond to emails immediately. Our simple and effective approach speeds up the loan process while ensuring you get the loan that best suits your individual needs at competitive rates.
Licensed to serve clients in: California, Florida, Georgia, Louisiana, Michigan, Mississippi, Missouri, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, and Virginia.

